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£250,000 compensation following death of a site operative

Principal Contractor, Demolition Contractor and Sub-Contractor fined combined £250,000 following death of a site operative Three companies have been sentenced for Health and Safety breaches following a fatal incident during the demolition phase of a regeneration project in Newport on the Isle of Wight. Incident Ryde Demolition Ltd had been appointed to conduct part of […]

FCA Test Case for Business Interruption Insurance

Business Interruption Insurance The High Court test case and subsequent appeal involving the Financial Conduct Authority (FCA) and various insurers all concluded in November. The FCA have announced on 15th December that they do not expect the outcome of the appeal to be released until January 2021.

The Corporate Insolvency and Governance Act 2020

The new Corporate Insolvency and Governance Act came into effect from the 26th June 2020. The bill introduced a Moratorium. If an application is agreed by the courts, it will allow businesses some additional time and protection from creditors when they experience financial difficulty. The main purpose of the act is to reduce the number […]

Our people first approach reflected in employee happiness

As a family business, we really value the happiness and safety of all our staff and we’re delighted that a recent Pulse survey reflected that our employees are feeling happy and valued.  Our team showed such resilience and dedication during the Coronavirus pandemic, supporting each other through the difficulties it posed. Following this, we chose […]

Travel Insurance & Unoccupied Premises

Travel Insurance: Private & Business Whilst it is great news that flights are resuming and we are approaching some sort of return to ‘normal’, the current Government advice remains unchanged, advising against all but essential international travel, other than to a list of specified countries. See official advice for England & Northern Ireland. Advice in […]

UK Government to back Trade Credit Insurance with £10bn guarantee

“This reinsurance scheme will see the government and insurers working closely together to ensure that the vast majority of this cover remains in place” Today the government has announced a £10bn guarantee for the Trade Credit Insurance industry, allowing them to continue to support business to business trade. The guarantee is offered for an initial […]

A guide to opening the workplace safely

Following the latest advice from the Government many companies will be considering how they can safely return to work. It is important that in the rush to get back to work, the welfare of all your staff and colleagues is kept top of the list of priorities. As such we have started to compile some […]

Government to guarantee Trade Credit Insurance

The Government has pledged to support UK businesses further through Trade Credit Insurance guarantees. Trade Credit Insurance protects businesses against the cost of their customers being unable to meet their contractual obligations because of Insolvency Default or a Political event which prevents payment. In 2018 £450 million was paid in premiums to cover £350 billion […]

Coronavirus FAQs

As a dedicated professional insurance intermediary, our role is to support our clients at every level and provide experienced advice and guidance, as well as assisting with claims on your behalf.  The situation with regards claims as a result of COVID-19 is evolving daily. While some claims such as ‘travel’ are fairly clear cut, there […]

Can I have a premium break/holiday?

Premium finance houses & insurers are being inundated with requests for payment holidays and are only considering these on a case by case basis and with significant additional information regarding your proposed plan post COVID-19 for repayment. If you would like to discuss this further please get in touch with your usual contact.

Construction Insurance

Cessation of Work Exclusion or Limitation: Many policies have a “cessation of work” exclusion or limitation which will void coverage if work is stopped for a reason other than what is outlined in your policy. Other policies may allow a cessation of work for a certain time period after which, coverage is void or is reduced. […]

Engineering Inspection (Statutory Inspection)

Insurers are retaining their inspection service focused on essential services only. Following a definition by HSE and talks with members of SAFed, these essential services are defined to be facilities that are crucial for the treatment/research of the Coronavirus and the general infrastructure of the country. This includes: Health care settings (hospitals, GP practices and […]

Travel insurance

I am unable to travel due to the most recent update from the government, what should I do? You should first ask your airline or travel provider to postpone your trip or arrange a refund, this applies for both trips abroad and in the UK. Once you have done this you should look to register […]

Fleet and Car Insurance

Can vehicles be laid up as they are not being used? Some insurers are allowing vehicles to be laid up, and will allow return premiums when the vehicles are confirmed to be on SORN basis – please speak with us about this. My doctor self-isolated me, am I covered to drive? Yes, unless there is […]

Working from home

Myself and many members of the team are now working from home – do we need to let insurance companies know and what cover do I have? Insurers are committed to enabling you to continue working, and for some it does mean the need to work from home, be that you as the ‘business owner’ […]

Unoccupied properties

My premises are now unoccupied as we have followed Government advise to close the business or my tenants have moved out – what should I do Every insurers has a different definition of ‘unoccupied’ but in general you need to let us know if the buildings  are likely to be unoccupied for a period of […]

Business Interruption Insurance

If the government orders my business to close because of the coronavirus, can I make a claim on my business interruption cover? The current spread of coronavirus – and the precautions being taken by the government to stop it – is completely unprecedented. Business interruption cover is designed to protect you against dangers like fires […]

The Centenary Fundraising efforts continue

We’re delighted that the fundraising efforts from our Centenary year have continued, with a further 25 local and national charities receiving a £500 donation from our employees this year. In the Shetland office, TL Dallas employees chose to support Mind Your Head and CRUK Relay for Life.  Mind Your Head is a charity which positively […]

Update from TL Dallas

As of this week we are following Government advice and all TL Dallas staff are now working remotely and are available on their usual numbers / email addresses. Many of our staff are juggling childcare as well as work so may send communications outside of normal business hours, in order to continue our high levels […]

TL Dallas Support Stepping Stones NI

As a continuation of our centenary charity efforts, Gary Proctor from our Belfast office presented a cheque to local charity, Stepping Stones NI. Stepping Stones provide meaningful training to people with a learning disability so that they had greater opportunities for employment. They operate five social enterprises which include three cafes, a bespoke wedding stationery […]