Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # TL Dallas Welcome to TL Dallas Group ## Sitemaps - [XML Sitemap](https://www.tldallas.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Fire risk warning as harvest begins during hot, dry conditions](https://www.tldallas.com/news/fire-risk-warning-as-harvest-begins-during-hot-dry-conditions/) - Farmers are being urged to review their fire prevention and emergency procedures as the 2026 harvest gets under way amid tinder-dry conditions. - [Experienced insurance account executive appointed to support client growth](https://www.tldallas.com/news/experienced-insurance-account-executive-appointed-to-support-client-growth/) - TL Dallas has appointed experienced insurance professional John Loran as an Account Executive in Glasgow - [Ensuring Northern Ireland's farmers have the right insurance cover](https://www.tldallas.com/news/ensuring-northern-irelands-farmers-have-the-right-insurance-cover/) - Insurance is a key part of the farming industry’s safety net against catastrophe but many farms risk being left with inadequate cover. - [Workforce pressures drive sharp rise in employment risk for care providers](https://www.tldallas.com/news/workforce-pressures-drive-sharp-rise-in-employment-risk-for-care-providers/) - As workforce pressures continue to intensify across the UK care sector, TL Dallas is warning providers not to overlook Employment Practices Liability (EPL). - [TL Dallas named Cumbria's insurance broker of the year](https://www.tldallas.com/news/tl-dallas-named-cumbrias-insurance-broker-of-the-year/) - TL Dallas in Cockermouth has been named Cumbria's Insurance Broker of the Year in the My Local Awards 2026, which were voted for by clients and the public. - [TL Dallas Independent Financial Services focuses on Scotland for growth](https://www.tldallas.com/news/tl-dallas-independent-financial-services-focuses-on-scotland-for-growth/) - TL Dallas Independent Financial Services has launched a recruitment drive in Scotland as it continues to grow its client base. - [DWD marks fifth anniversary with expansion and rural sector focus](https://www.tldallas.com/news/dwd-marks-fifth-anniversary-with-expansion-and-rural-sector-focus/) - Dallas Wilding Drew (DWD) is marking its fifth anniversary with continued expansion plans and a strategic hire strengthening its presence in the rural sector. - [TL Dallas appoints Scottish regional placement manager](https://www.tldallas.com/news/tl-dallas-appoints-scottish-regional-placement-manager/) - TL Dallas has appointed Cara Mackenzie as its new Regional Placement Manager for Scotland. - [Caledonia Dallas strengthens Scottish presence as part of strategic expansion](https://www.tldallas.com/news/caledonia-dallas-strengthens-scottish-presence-as-part-of-strategic-expansion/) - Caledonia Dallas, has strengthened its Scottish operations with two new appointments and a promotion, following several new client wins. - [TL Dallas opens Harrogate base to support expansion plans](https://www.tldallas.com/news/tl-dallas-opens-harrogate-base-to-support-expansion-plans/) - TL Dallas is expanding in North Yorkshire with a new presence in Harrogate, as the Yorkshire-headquartered firm continues to invest in regional growth. - [New Chief Executive at TL Dallas](https://www.tldallas.com/news/new-chief-executive-at-tl-dallas/) - TL Dallas has appointed Tim Mortimer as its new Chief Executive, as the fourth-generation family firm positions itself for the next phase of managed growth. - [Caledonia Dallas steps out for Highland Hospice at Catwalk For A Cause](https://www.tldallas.com/news/caledonia-dallas-steps-out-for-highland-hospice-at-catwalk-for-a-cause/) - Caledonia Dallas has put its best foot forward for Highland Hospice, backing one of the region’s most high-profile charity events. - [Independent insurance insight gives care providers total peace of mind](https://www.tldallas.com/news/independent-insurance-insight-gives-care-providers-total-peace-of-mind/) - Care providers that use an independent broker can access the entire care insurance market, rather than a limited selection of products. - [Mark Whiteley appointed head of trade credit at TL Dallas](https://www.tldallas.com/news/mark-whiteley-appointed-head-of-trade-credit-at-tl-dallas/) - Independent insurance and risk management firm TL Dallas has strengthened its senior leadership team with the appointment of Mark Whiteley as head of trade credit. - [TL Dallas helps youngsters access the beautiful game](https://www.tldallas.com/news/tl-dallas-helps-youngsters-access-the-beautiful-game/) - Bradford-headquartered insurance broker, TL Dallas, is enabling more young people to experience the excitement of live football through a new partnership it has helped create between the Bradford City FC Community Foundation and the Bradford 2025 UK City of Culture team. Building on TL Dallas’s long-standing 25-year partnership with Bradford City AFC, the collaboration will - [Group head of private clients appointed at TL Dallas](https://www.tldallas.com/news/group-head-of-private-clients-appointed-at-tl-dallas/) - TL Dallas has appointed Caroline Pullich as Group Head of Private Clients to deliver bespoke insurance and wealth protection to high-net-worth individuals. - [Historic Harrogate business networking event announced](https://www.tldallas.com/news/historic-harrogate-business-networking-event-announced/) - Two professional services firms in Harrogate are hosting a new event that will bring together business people from across the district. - [TL Dallas at Gosforth Show](https://www.tldallas.com/news/tl-dallas-at-gosforth-show/) - Gosforth Show - [Free event for farmers and crofters](https://www.tldallas.com/agriculture/free-event-for-farmers-and-crofters/) - T L Dallas in Shetland is hosting a free event for farmers and crofters. Key legal and financial concerns facing the agriculture sector will be covered by representatives from TL Dallas Independent Financial Services Ltd, Harper Macleod Solicitors and H B Underwriting. Refreshments and a warm welcome from Ruth Newbold and the TL Dallas team - [Nord Dallas celebrates one year anniversary with growth, local commitment and team milestones](https://www.tldallas.com/news/nord-dallas-celebrates-one-year-anniversary-with-growth-local-commitment-and-team-milestones/) - Over the past 12 months, Nord Dallas, based in Kirkwall, has achieved a number of significant milestones - marking a new chapter in its long-standing history of serving local businesses and the wider community. - [Livestock price surges leave many farms underinsured](https://www.tldallas.com/news/livestock-price-surges-leave-many-farms-underinsured/) - Farmers are being urged to reassess their livestock insurance cover due to rising cattle values. - [TL Dallas extends longstanding partnership with Bradford City AFC](https://www.tldallas.com/news/tl-dallas-extends-longstanding-partnership-with-bradford-city-afc/) - TL Dallas is continuing its longstanding partnership with Bradford City AFC. The three-year agreement will take its involvement with the club beyond 25 years. - [TL Dallas champions local community, supporting events in Cockermouth and beyond](https://www.tldallas.com/news/tl-dallas-champions-local-community-supporting-events-in-cockermouth-and-beyond/) - TL Dallas in Cockermouth has reaffirmed its commitment to supporting the local community through its sponsorship of several key events. - [Answers to 'what if' questions facing the farming & crofting community](https://www.tldallas.com/news/answers-to-what-if-questions-facing-the-farming-crofting-community/) - T L Dallas hopes to reassure crofters and farmers with a solution to many of the ‘what if’ questions they face in the day to day running of their businesses. - [TL Dallas nourishes its relationship with Swinton Estate](https://www.tldallas.com/news/tl-dallas-nourishes-its-relationship-with-swinton-estate/) - TL Dallas is supporting an innovative environmental initiative set up by the Swinton Estate in North Yorkshire called Nourish. - [TL Dallas is in Bradford City's corner for almost a century](https://www.tldallas.com/news/tl-dallas-is-in-bradford-citys-corner-for-almost-a-century/) - TL Dallas first got involved with Bradford City AFC in 1927 and the firm is proud to have sponsored the TL Dallas stand since 2003. - [TL Dallas strengthens its in-house claims team](https://www.tldallas.com/news/tl-dallas-strengthens-in-house-claims-team/) - TL Dallas, has expanded its highly respected in-house claims team with the appointment of claims handler, Caroline Thorpe. - [TL Dallas announces significant investment in Belfast office](https://www.tldallas.com/news/tl-dallas-announces-significant-investment-in-belfast-office/) - TL Dallas has doubled the size of its Belfast office and made a new appointment to support its continued expansion in Northern Ireland. - [Dallas Scott Davey strengthens its estate and farm offering](https://www.tldallas.com/news/dallas-scott-davey-strengthens-its-estate-and-farm-offering/) - Dallas Scott Davey (DSD), has appointed Toby Baker as part of its strategic growth and ongoing specialisation in estates and farm insurance. - [A changing insurance market in uncertain times](https://www.tldallas.com/news/hard-market-what-does-it-mean-for-you/) - What is the cause of the ‘hard market’ and what can be done to minimise the impact? - [Flexible insurance solutions for football clubs](https://www.tldallas.com/news/flexible-insurance-solutions-for-football-clubs/) - Dallas Scott Davey is proud to have formed a successful partnership with Lincolnshire FA. - [Underinsurance is an unhealthy risk for many health and care operators](https://www.tldallas.com/news/underinsurance-is-an-unhealthy-risk-for-many-health-and-care-operators/) - Many firms operating in the health and care sector don’t realise the implications of being underinsured, warns insurance broker, James Bright, from TL Dallas. - [Super seven recruited in Inverness and Elgin](https://www.tldallas.com/news/super-seven-recruited-in-inverness-and-elgin/) - TL Dallas has builton its team of 36 at Caledonia Dallas, taking on seven new recruits in Inverness and Elgin. - [Stormy times ahead for household insurance policy holders](https://www.tldallas.com/news/stormy-times-ahead-for-household-insurance-policy-holders/) - High winds can wreak havoc, with fallen trees, power cuts and damage to property, which has led to many people claiming under their insurance policies. - [Commercial insurance broker joins TL Dallas in Cumbria](https://www.tldallas.com/news/commercial-insurance-broker-joins-tl-dallas-in-cumbria/) - TL Dallas has expanded in Cumbria with the appointment of experienced commercial insurance broker, Kelly McCartney who joins the Cockermouth office. - [An exciting year ahead as TL Dallas backs Bradford City of Culture 2025](https://www.tldallas.com/news/tl-dallas-backs-bradford-city-of-culture-2025/) - This week saw the eye-catching launch of Bradford City of Culture 2025 which is backed by independent insurance broker and risk management firm TL Dallas. - [Answers given to the many ‘what if’ questions faced by the farming & crofting community](https://www.tldallas.com/news/answers-given-to-the-many-what-if-questions-faced-by-the-farming-crofting-community/) - TL Dallas in Shetland hopes to reassure crofters and farmers with a solution to many of the ‘what if’ questions they face in the day to day running of their businesses. - [New head of trade credit at TL Dallas](https://www.tldallas.com/news/new-head-of-trade-credit-at-tl-dallas/) - A highly experienced industry professional has joined the trade credit division of independent insurance and risk management firm, TL Dallas Group. - [Workplace Wellbeing – Excellence in HR Awards Finalist](https://www.tldallas.com/news/workplace-wellbeing-excellence-in-hr-awards-finalist/) - TL Dallas has been named as a finalist in the workplace wellbeing category of the Excellence in HR Awards, Yorkshire. - [Caledonia Dallas - a new name, same exceptional service](https://www.tldallas.com/news/caledonia-dallas-a-new-name-same-exceptional-service/) - What was once known as Marsh Commercial is now Caledonia Dallas - a name that reflects its strong Scottish roots and new leadership. - [Health and care sector urged to care about insurance cover](https://www.tldallas.com/health-and-care/health-and-care-sector-urged-to-care-about-insurance-cover/) - Firms operating in the health and care sector need to be aware of the critical distinction between ‘claims made’ and ‘claims occurring’ insurance policies. - [TL Dallas Community Stand opens](https://www.tldallas.com/news/tl-dallas-community-stand-opens/) - The TL Dallas Community Stand at Bradford City AFC is now officially open! - [Nord Dallas and Caledonia Dallas open in Scotland](https://www.tldallas.com/news/nord-dallas-and-caledonia-dallas-open-in-scotland/) - A team of more than 40 insurance professionals and support staff join the TL Dallas family this week, as Nord Dallas and Caledonia Dallas officially launch. - [TL Dallas adds to its team in Cockermouth](https://www.tldallas.com/news/tl-dallas-adds-to-its-team-in-cockermouth/) - TL Dallas has appointed two experienced commercial insurance brokers in Cockermouth following new client wins in the commercial and agricultural sectors. - [Major benefits of high value car insurance cover](https://www.tldallas.com/news/major-benefits-of-high-value-car-insurance-cover/) - With car insurance, anyone owning higher value vehicles - typically £50,000 and above - should consider a specialist policy - [Health and care division is in good shape](https://www.tldallas.com/news/health-and-care-division-is-in-good-shape/) - The thriving health and care division of TL Dallas, has secured several new client wins, including a £140m turnover care group that has 63 homes across the UK. - [DSD shows its love for The Lincolnshire Show](https://www.tldallas.com/agriculture/dsd-shows-its-love-for-the-lincolnshire-show/) - Independent agricultural insurance broker, Dallas Scott Davey Ltd (DSD), backed the Lincolnshire Show for a third year – sponsoring the vehicle parade. - [TL Dallas expands Scottish presence with acquisition of Marsh Commercial’s Highlands and Islands business](https://www.tldallas.com/news/tl-dallas-expands-scottish-presence-with-acquisition-of-marsh-commercials-highlands-and-islands-business/) - TL Dallas expands Scottish presence with acquisition of Marsh Commercial’s business in the Highlands and Islands of Scotland. - [Double appointment at TL Dallas in London](https://www.tldallas.com/news/double-appointment-at-tl-dallas-in-london/) - Following several significant new client wins TL Dallas has bolstered its London team with the appointment of two corporate account executives. - [Bradford Bulls Wheelchair Rugby League Team wheels out new shirt sponsor](https://www.tldallas.com/news/bradford-bulls-wheelchair-rugby-league-team-wheels-out-new-shirt-sponsor/) - The Bradford Bulls Wheelchair Rugby League Team has secured a new shirt sponsor. The shirts of the all-inclusive sports team are being sponsored by TL Dallas. - [Mind in Bradford make TL Dallas a principal charity partner](https://www.tldallas.com/news/mind-in-bradford-make-tl-dallas-a-principal-charity-partner/) - TL Dallas has become a principal partner of Bradford-based mental health charity, Mind in Bradford. - [Renovation, extension and home improvement risks revealed](https://www.tldallas.com/news/renovation-extension-and-home-improvement-risks-revealed/) - Anyone planning to renovate, extend or improve their home should be aware of the insurance risks, according to TL Dallas. - [The impact of BT's decision to withdraw Redcare](https://www.tldallas.com/news/the-impact-of-bts-decision-to-withdraw-redcare/) - After more than 30 years BT is closing down its Redcare security system, which is a secure form of alarm monitoring for both fire and security systems. - [It's time to sink or swim in the battle against flooding](https://www.tldallas.com/news/its-time-to-sink-or-swim-in-the-battle-against-flooding/) - Dallas Scott Davey is currently handling numerous insurance flood claims for farmers and Ed has set out a list of recommendations to tackle the problem. - [TL Dallas befriends Shetland charity with donation](https://www.tldallas.com/news/tl-dallas-befriends-shetland-charity/) - TL Dallas has donated £500 to Shetland Befriending Scheme, a charity that supports people of all ages with a host of inclusive services. - [Double appointment in Cumbria](https://www.tldallas.com/news/double-appointment-in-cumbria/) - TL Dallashas quickly trebled the size of its team. Karen Coombe has 40 years experience as a broker and Talia Frazer joins as an apprentice. - [TL Dallas supports Mind in Bradford](https://www.tldallas.com/news/tl-dallas-supports-mind-in-bradford/) - For the third year running TL Dallas is supporting Mind in Bradford as a platinum sponsor of its Winter Appeal. The charity helps thousands of people with their mental health and last year, it helped over 13,000 adults, young people and children across the Bradford district. The charity is hoping to raise £15,000 by Christmas - [TL Dallas grows Northern Ireland team with trio of appointments](https://www.tldallas.com/news/tl-dallas-grows-northern-ireland-team-with-trio-of-appointments/) - TL Dallas has seen exponential growth throughout 2023 in Northern Ireland and has made a trio of appointments following a series of new client wins. - [Graham puts best foot forward to raise £12,000 for charity](https://www.tldallas.com/news/graham-puts-best-foot-forward-to-raise-12000-for-charity/) - Insurance industry stalwart, Graham Reid has raised £12,000 for charity after completing the Camino de Santiago trek. - [Two new team members in Edinburgh](https://www.tldallas.com/news/two-new-team-members-in-edinburgh/) - TL Dallas has appointed two experienced private client insurance brokers in Edinburgh following a succession of new client wins. - [TL Dallas is in credit with four new team members](https://www.tldallas.com/news/tl-dallas-is-in-credit-with-four-new-team-members/) - TL Dallas has appointed four new team members within its busy trade credit division, who will be based in Yorkshire and Scotland. - [Kirklees charity feels the love from insurance firm's £10,000 donation](https://www.tldallas.com/news/kirklees-charity-feels-the-love-from-insurance-firms-10000-donation/) - Loving Hands Outreach has received a huge helping hand from TL Dallas and Aviva. - [Dallas Scott Davey scores with another new client in Lincolnshire](https://www.tldallas.com/news/dallas-scott-davey-scores-with-another-new-client-in-lincolnshire/) - Dallas Scott Davey in Lincolnshire is now providing independent insurance broking and risk management services to Lincoln City Football Club. - [The benefits of an in-house claims team](https://www.tldallas.com/news/the-benefits-of-an-in-house-claims-team/) - Rob Gill, who celebrated 30 years with TL Dallas this year, explains the benefits of using an insurance broker with an in-house claims division. - [Financial services firm is a real pearler](https://www.tldallas.com/financial/financial-services-firm-is-a-real-pearler/) - TL Dallas Independent Financial Services is celebrating its 30th anniversary this month and is recruiting another experienced Independent Financial Adviser. - [TL Dallas continues to expand in Cumbria with new appointment](https://www.tldallas.com/news/tl-dallas-continues-to-expand-in-cumbria-with-new-appointment/) - TL Dallas has appointed Heather Wood in Cumbria and plans to recruit several new team members over the coming years. - [Specialist insurance for high net worth individuals](https://www.tldallas.com/news/specialist-insurance-for-high-net-worth-individuals/) - Tim Mackenzie and Jim Redmond are part of a team of seven who arrange both private and commercial insurance at Edinburgh based insurance brokers, TL Dallas & Co Ltd (TL Dallas). The team has a wealth of industry experience, and from its base on Castle Street, acts as trusted insurance and risk management advisers to - [Corporate insurance broker wanted in Scotland ](https://www.tldallas.com/news/corporate-insurance-broker-wanted-in-scotland/) - We are recruiting for a corporate insurance broker to be based in either our Glasgow or Edinburgh office. - [TL Dallas bolsters its commercial team](https://www.tldallas.com/news/tl-dallas-bolsters-its-commercial-team/) - TL Dallas, has appointed a highly experienced corporate account executive, Sara Chapman, following a strong first quarter for its commercial division. - [The benefits of using an independent insurance broker](https://www.tldallas.com/news/the-benefits-of-using-an-independent-insurance-broker/) - Is it better to buy insurance cover through a broker or go direct to the insurance company, to secure the best policy and price? - [TL Dallas backs Bradford Bulls Wheelchair Rugby League Team](https://www.tldallas.com/news/tl-dallas-backs-bradford-bulls-wheelchair-rugby-league-team/) - TL Dallas backs Bradford Bulls Wheelchair Rugby League Team to attract new members and fans, when it hosts a home game this weekend, which is free to attend. - [Insurers are driving extra anti-theft requirements for high value vehicles](https://www.tldallas.com/knowledge/policy-type/personal-car/insurers-are-driving-extra-anti-theft-requirements-for-high-value-vehicles/) - Insurance broker warns owners of top of the range vehicles that they may find it hard to get insurance cover without anti-theft precautions in place. - [Trade credit insurance offers a level of certainty in an uncertain economic climate](https://www.tldallas.com/knowledge/our-services/credit-insurance/trade-credit-insurance-offers-a-level-of-certainty-in-an-uncertain-economic-climate/) - Growing numbers of businesses are taking out trade credit insurance to protect against the risks associated with selling goods and services on credit. - [Scottish firm engineers a bright future after 30 years in business](https://www.tldallas.com/commercial/scottish-firm-engineers-a-bright-future-after-30-years-in-business/) - A Scottish engineering business is celebrating its 30th anniversary. TL Dallas in the Shetland Islands has worked with Ocean Kinetics for 30 years. - [The insurance challenges facing care operators](https://www.tldallas.com/news/the-insurance-challenges-facing-care-operators/) - Care operators are facing continued pressures and rising costs including insurance premiums. - [TL Dallas appoints experienced Cumbrian insurance broker](https://www.tldallas.com/news/tl-dallas-appoints-experienced-cumbrian-insurance-broker/) - The Cumbrian office of TL Dallas, which launched just five months ago, has expanded with the appointment of Philip Jackson. - [We are hiring!](https://www.tldallas.com/news/were-recruiting/) - To support our continued growth, we are looking for new team members to join our group. Business (SME) Broker - Bradford Corporate Broker - Bradford Property Owner Scheme Underwriter - Bradford Corporate Executive - London Private Client team members If you are interested in working for a stable, independent broker with opportunities across the UK, - [Independent insurance broker expands into Cumbria](https://www.tldallas.com/news/independent-insurance-broker-expands-into-cumbria/) - An independent insurance broking and risk management specialist is expanding into Cumbria. TL Dallas, which already has 11 UK offices, has appointed seasoned insurance professionals, Lynne Taylor and Emma Irving, who have 60 years combined industry experience, to head up the office. TL Dallas in Cumbria offers general commercial, corporate and agricultural business insurance and - [More healthy growth for independent insurance broker](https://www.tldallas.com/news/more-healthy-growth-for-independent-insurance-broker/) - TL Dallas is expanding after appointing two insurance brokers that specialise in the health and care industry. Account executives, Rico Young and James Bright have joined TL Dallas from Marsh Commercial. They have almost 25 years’ combined industry experience and will be spearheading the firm’s health and care specialism. Rico said: “After completing my business - [TL Dallas tells the same story as figures reveal a rise in independent bookshops](https://www.tldallas.com/news/tl-dallas-tells-the-same-story-as-figures-reveal-a-rise-in-independent-bookshops/) - The number of independent bookshops in the UK has grown for the sixth consecutive year, which is something insurance broker, TL Dallas is also seeing. - [Bird flu drives demand for specialist insurance products](https://www.tldallas.com/agriculture/bird-flu-drives-demand-for-specialist-insurance-products/) - As the ongoing crisis in the wild bird population continues, and with the conventional “high risk” season upon us, a specialist agricultural insurance broker, says it’s more important than ever that businesses have contingency plans in place. Despite the nationwide Avian Influenza Prevention Zone (AIPZ), which has been in place across Great Britain since 3 - [How to avoid underinsurance as building costs inflation reaches record high](https://www.tldallas.com/knowledge/our-services/personal-insurance/how-to-avoid-underinsurance-as-building-costs-inflation-reaches-record-high/) - Underinsurance remains a concern for many people and businesses. Underinsurance worsened during the COVID pandemic, and the Chartered Institute of Loss Adjusters has reported that over 40% of all commercial claims exhibit some degree of underinsurance, which is now compounded by soaring inflation. A new guide from the British Insurers Brokers’ Association (BIBA) advises how - [Shetland insurance broker expands ahead of 30th anniversary](https://www.tldallas.com/uncategorized/shetland-insurance-broker-expands-ahead-of-30th-anniversary/) - The only independent insurance broker on the Shetland Islands is expanding ahead of its 30th anniversary next year. TL Dallas opened in Lerwick in April 1993 and has a long-standing reputation for its considered, professional advice and excellent client care. Liam Peterson has joined the business this year, bringing the team up to six. The Shetland team - [Chewing the cud - an agricultural insurance brokers view](https://www.tldallas.com/uncategorized/7323-2/) - Ed Davey is a director at Dallas Scott Davey, an independent insurance broking and risk management firm based in Lincolnshire, that is part of the TL Dallas group. Dallas Scott Davey specialises in agricultural insurance. Ed said: “Agriculture has faced and risen to major challenges for hundreds of years, not least because Yeoman are generally - [TL Dallas gears up for growth with hat-trick of office moves](https://www.tldallas.com/news/tl-dallas-gears-up-for-growth-with-hat-trick-of-office-moves/) - TL Dallas, is expanding after relocating three of its offices to new premises, which follows the successful launch of two new businesses within the group last year. - [TL Dallas expands in Glasgow following flurry of contract wins](https://www.tldallas.com/news/tl-dallas-expands-in-glasgow-following-flurry-of-contract-wins/) - TL Dallas is expanding in Glasgow following a flurry of contract wins - [Pensions - Get the date right and stay on target](https://www.tldallas.com/news/pensions-get-the-date-right-and-stay-on-target/) - Most over-45s are not making plans to match their hopes for the future, according to recent research *. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on their pension plans to make sure they are still in line with their plans. - [Personal injury claims reforms – April 2013 (delayed until July 2013)](https://www.tldallas.com/news/personal-injury-claims-reforms-april-2013-2/) - Back in January 2012, the Government announced that the current Road Traffic Accident (RTA) portal scheme for low value claims up to £10,000 would be extended to Employers' Liability (EL), Public Liability (PL) and motor claims with a value up to £25,000. This briefing highlights the key provisions of the amended RTA Protocol and the - [Trade credit claims mount as UK tops global insolvency forecasts](https://www.tldallas.com/news/trade-credit-claims-mount-as-uk-tops-global-insolvency-forecasts/) - Atradius are not the only organisation reporting figures of this nature. The real question must be what impact will Brexit have, in whatever disguise this is finely agreed upon, on these numbers? These are challenging times and without doubt it is time of considerable uncertainty. You can find the full article here. TL Dallas is a - [The importance of due diligence](https://www.tldallas.com/newsletter/covered-issue-5/the-importance-of-due-diligence/) - Due diligence is a term given to the process of assessing a company before you invest in it. Unless you count “spray and pray” as an investment strategy, due diligence is of critical importance to investors in driving portfolio returns. The difficult question is, how to conduct due diligence properly but at reasonable cost? The Par Equity Model Par Equity is a venture capital firm founded by people with a range of business backgrounds. Early on, we decided that involving business angels in our investment model would be a good thing. In our experience, business angels bring many desirable qualities - understanding of businesses, sector experience, contacts, willingness to become involved operationally and, of course, investment appetite. In short, it’s a force multiplier for the core investment team and it really helps with technical and commercial due diligence. - [Trade credit insurers pay out a record £1 million a day to help UK firms stay afloat](https://www.tldallas.com/news/trade-credit-insurers-pay-out-a-record-1-million-a-day-to-help-uk-firms-stay-afloat/) - Whatever you hear about Credit Insurance underwriters reducing risk exposure, the reality is that exposure has increased significantly over the last decade and the other side of this can be seen in the claims now being paid. An interesting article as this represents the collective experience which is the reality of what all in the industry are experiencing right now. Not a time for the feint hearted! - [The importance of credit risk protection](https://www.tldallas.com/news/the-importance-of-credit-risk-protection/) - This article recently published in Construction Enquirer highlights the impact that bad debts and insolvencies can have on suppliers. Proline, reported to be owed vast sums, have placed the business into administration - highlighting the need for credit risk protection. - [No deal no British Steel](https://www.tldallas.com/knowledge/our-services/credit-insurance/no-deal-no-british-steel/) - Greybull offered a mere £1m to save the company whilst requesting £75m from the Government which was subsequently reduced to £30m. There's a culmination of problems facing the steel industry at the moment, with the value of sterling, coupled with European/US Trade Tariff's causing uncertainty. - [Kier Group KIE share price lowest since the 1990's](https://www.tldallas.com/news/kier-group-kie-share-price-lowest-since-the-1990s/) - December 2018 signified a share price of 409p and yet June 2019 evidenced a crash all the way down to 161p. Is it a case of 'Kitchen Sinking'? With a new Chief at the helm, Andrew Davies has signified the company's falling profits, rising debt and higher costs in one swift move. Perhaps he is being more pragmatic in his findings since undertaking the role in March this year, coming in and seeing things in a harsher, realistic light. However, it's not uncommon for a new boss to portray a dark picture soon after arriving, to then depict themselves as saviours to investors on the precarious path ahead. - [The real value provided by credit insurance](https://www.tldallas.com/news/the-real-value-provided-by-credit-insurance/) - New unsecured creditor figures illustrate the value of trade credit insurance. New research by InfolinkGazette has indicated that the recent failures of Pretty Green Limited, Freemont Ltd, British Midland Regional Limited (t/a Flybmi), Better Bathrooms, Ubercasual Limited (t/a Jack & Jones), Blenheim Homes North East Limited, El Ganso (Acturus Retail (UK) Ltd), - [The importance of up-to-date professional valuations](https://www.tldallas.com/news/the-importance-of-up-to-date-professional-valuations/) - Many thanks to our insurance partners Ecclesiastical for this useful insight into the importance of ensuring you have up-to-date valuations for your precious items. - [The Importance Of People And Culture In The Insurance Industry](https://www.tldallas.com/news/the-importance-of-people-and-culture-in-the-insurance-industry/) - The Yorkshire Post featured MD Polly Staveley in an interview highlighting the importance of people, culture and family values in the insurance industry and business in general. Polly covered the nature of the insurance industry and how TL Dallas competes with larger, worldwide brokers by providing a service that delivers exceptional advice and service throughout. - [£250,000 compensation following death of a site operative](https://www.tldallas.com/demolition/250000-compensation-following-death-of-a-site-operative/) - Principal Contractor, Demolition Contractor and Sub-Contractor fined combined £250,000 following death of a site operative Three companies have been sentenced for Health and Safety breaches following a fatal incident during the demolition phase of a regeneration project in Newport on the Isle of Wight. Incident Ryde Demolition Ltd had been appointed to conduct part of - [No place like home - keeping art properly protected on the move](https://www.tldallas.com/news/no-place-like-home-keeping-art-properly-protected-on-the-move/) - When a piece of art is static and in its regular ‘home’ – whether that’s a painting on a wall or sculpture on a plinth, it is usually well protected and unlikely to get damaged. It’s when clients need to move their art – either to a different home, overseas or to an exhibition or museum - we see increased risk to these valuable pieces. When people think about threats to artwork, front of mind is usually theft and fire, but it’s more mundane risks like moving art when we see the most damage, and these claims are often the most challenging. - [The true value of collectable watches](https://www.tldallas.com/books-and-collectables/the-true-value-of-collectable-watches/) - Collectable timepieces continue to be popular with investors looking for alternative assets with real growth. We look at how the values of items can change within such a profitable, yet volatile marketplace. Time is money As the old saying goes, time is money, and the increased popularity of including fine timepieces in your investment portfolio - [TLD Traipsers raise £845 for charity](https://www.tldallas.com/giving-back/tld-traipsers-raise-845-for-charity/) - Seven of the TL Dallas Shetland team clocked up mileage in the first ever Shetland July Jaunt challenge this summer, personal distances for which are below. - [Recent fund raising success](https://www.tldallas.com/giving-back/recent-fund-raising-success/) - Thank you to the TL Dallas team who have taken part in our recent fundraising activities, raising over £3,800 for our chosen charities. - [Our Mind 600 mile challenge](https://www.tldallas.com/giving-back/our-mind-600-mile-challenge/) - This month, we are taking on the MIND 600 Mile challenge, and teams from our Scottish and English offices are pitching themselves against each other in a great North – South challenge, to see who can rack up the most miles in September for this great charity. Mind in Bradford are a fantastic charity, who - [Charlie Wood bags a first team spot with Bradford City](https://www.tldallas.com/giving-back/charlie-wood-bags-a-first-team-spot-with-bradford-city/) - Charlie Wood, son of one of TL Dallas' Associate Directors, has been signed to Bradford City's first team. Wood, 18, has been described as a rising star of the Bantams, which saw him welcomed into Derek Adams’ first-team at just 18, ahead of the 2021/22 season. Wood plays attack midfielder and he made his first-team - [Art For Youth North returns this week](https://www.tldallas.com/giving-back/art-for-youth-north-returns-this-week/) - One of the North’s leading contemporary art exhibitions, Art For Youth North, returns this week. Art for Youth North is held every two years, providing a unique one-off opportunity to view and buy some of the North’s biggest names in contemporary art, including many Yorkshire-based artists. 33% of every piece sold goes to UK Youth, - [Your business, your IT and cyber insurance](https://www.tldallas.com/news/your-business-your-it-cyber-insurance/) - Cyber risks might not be high on most contractors list of concerns, but how well would your business function without access to your IT systems and records? With increasing reliance on IT, many contractors would grind to a halt. - [Raw material values predicted to soar](https://www.tldallas.com/news/raw-material-values-predicted-to-soar/) - The Royal Institution of Chartered Surveyors (www.rics.org) in recent articles has highlighted the increasing costs of construction. “Insulation, aggregates, timber and timber products, steel as well as shortages of building materials, higher costs of transport, energy and labour costs/availability remain among the key cost pressures”. It is also widely reported in the media about the - [Fundraising in the Shetlands](https://www.tldallas.com/giving-back/fundraising-in-the-shetlands/) - Our Shetland team have been clocking up the miles to raise over £2,500 for a range of good causes over the past three months. - [Our Credit Insurance team welcome new members](https://www.tldallas.com/news/our-credit-insurance-team-welcome-new-members/) - Bringing a total of 30 years’ experience to the company, Jonathan Grant and Sandie Cater-Wright join our Credit Insurance team in Bradford's headquarters. The appointments follow a period of growth we've seen in this division, which is expected to continue into 2022. - [TL Dallas tells its story to the PBFA](https://www.tldallas.com/books-and-collectables/tl-dallas-tells-its-story-to-the-pbfa/) - TL Dallas supplies specialist books and collectables insurance policies that are approved by the Provincial Booksellers Fairs Association (PBFA). This month Molly Jones, from TL Dallas in London, provided a blog for the PBFA’s website and has also attended the York National Book Fair at York Racecourse. Molly said: “Having developed a suite of specialist - [TL Dallas advise on investment by Panoramic into APS](https://www.tldallas.com/uncategorized/tl-dallas-advise-on-investment-by-panoramic-into-aps/) - The Glasgow office of insurance broker, TL Dallas, has once again provided insurance due diligence services to Panoramic Growth Equity (Panoramic), the leading equity investor in fast growing, entrepreneurial companies, which is also based in Glasgow. Panoramic has invested into Aluminium & Plastics Systems (APS) Ltd, a leading stock-holding company selling aluminium and PVCu products to - [The TLD 100 Campaign](https://www.tldallas.com/news/the-tld-100-campaign-2/) - Our centenary year is in 2019 and to mark this very special occasion we have decided to launch a charity initiative involving all our people throughout the UK.There will be a number of charities chosen each year and our fundraising will be targeted specifically towards helping them.Over the next 6 years we have a goal - [Insurance Times It Pack Finale](https://www.tldallas.com/news/insurance-times-it-pack-finale-2/) - TL Dallas Account Executive Matt Smith has recently taken part in the Insurance Times It Pack Finale. The event, involving regional heats in London, Glasgow, Birmingham and Leeds, looks to find the brightest young broking talent across the UK.Having won the Leeds regional heat, Matt recently took part in the event finale at Silverstone race - [TL Dallas at Wembley](https://www.tldallas.com/news/tl-dallas-at-wembley-2/) - And so it was that a party of 61 from TL Dallas Group; colleagues, family, friends and clients ended up standing side by side and as one with 32,000 others on that historic day at Wembley stadium, singing at the top of our voices for Bradford City at the end of what proved to be - [20 Years of TL Dallas in Shetland](https://www.tldallas.com/news/20-years-of-tl-dallas-in-shetland-2/) - The firm of TL Dallas & Co Ltd opened its office in Shetland on 2nd April 1993 in premises above Jamieson's knitwear shop on Commercial Street in Lerwick with one member of staff. Twenty years later, Shetland's only independent insurance broker has seven staff and a consultant.TL Dallas & Co Ltd was founded in 1919 - [IOSH Managing Safely - BUY ONE GET ONE HALF PRICE](https://www.tldallas.com/news/iosh-managing-safely-buy-one-get-one-half-price-2/) - Following successes in running IOSH Approved safety training courses at various client locations we are planning to run an IOSH Managing Safely open course at our offices in Bradford in April 2013. This course is approved by the Institute of Occupational Safety and Health (IOSH). It is a highly regarded level of accreditation and widely - [TL Dallas at Wembley (Dublin) Again!](https://www.tldallas.com/news/tl-dallas-at-wembley-dublin-again-2/) - Following the success of Bradford City in making the Capital One Cup Final in February they turned their attention back to promotion. It looked short lived; the cup run had left them mid table and a disastrous 4-1 defeat away at Exeter in mid March meant it looked like League 2 once again – no - [Working in Hot Weather](https://www.tldallas.com/news/working-in-hot-weather-2/) - During the summer months we can look forward to some hot weather, however, it is not what most people consider to be ideal working conditions and it carries risks whether you work inside or out. What constitutes acceptable working temperatures? Under the Workplace (Health, Safety and Welfare) Regulations 1992, the temperature inside workplace buildings, during - [A New Threat & Maybe A Nasty Phone Bill](https://www.tldallas.com/news/a-new-threat-maybe-a-nasty-phone-bill-2/) - One of our Unitas Partner Insurers, QBE, has recently reported on a new threat to hit business. Phone Phreaking is a fraud where commercial phone systems are hacked in order to place outbound calls to premium-rate numbers. These numbers are controlled by the fraudsters themselves and can be charged at extortionate rates. It is - [Latest Newsletter from TL Dallas Risk Management](https://www.tldallas.com/news/latest-newsletter-from-tl-dallas-risk-management-2/) - Topics covered in this issue: Working in Hot Weather; Electrical Safety in the Workplace; Fees for Intervention; Personal Injury Claims Reforms; IOSH Managing Safely Course To read more from this newsletter, please click here. - [Warning over new ‘flash for cash’ insurance scam](https://www.tldallas.com/news/warning-over-new-flash-for-cash-insurance-scam-2/) - Criminals gangs tricking motorists before intentionally crashing into them Investigators are warning about a new tactic by criminal gangs, dubbed 'flash for cash', where a driver flashes their lights to let another driver out of a junction, and then crashes into them deliberately. The criminals then make money by putting in false personal injury claims - [The TLD 100 – Sponsored Walk](https://www.tldallas.com/news/the-tld-100-sponsored-walk-2/) - On the 13th of July a bunch of brave souls inadvertently chose one of the hottest days of the year for our first TLD 100 Charity Sponsored Walk. The route we chose was just short of a half marathon; from the TL Dallas Honley office back to the Head Office in Bradford. A distance of - [National Fork Lift Safety Week](https://www.tldallas.com/news/national-fork-lift-safety-week-2/) - 23-27th September, 2013 National Fork Lift Safety Week was launched in 2008 by the Fork Lift Truck Association to raise awareness of the dangers of fork lift environments, and the importance of common sense measures that can make fork lift operation as safe and efficient as possible. This year, we're encouraging 1,000,000 Britons to confirm their safety - [TL Dallas do Movember](https://www.tldallas.com/news/tl-dallas-do-movember-2/) - Mark Adams, Matt Smith, Matt Rhodes, Adrian Ferris & Mike Martin at our Head Office in Bradford, are participating in Movember this year (not all were willing volunteers) For those who haven't heard of Movember, it basically entails not shaving your moustache at all in the month of November, and yes, also looking like Baldrick - [TL Dallas Proud to Sponsor Family Business Awards](https://www.tldallas.com/news/tl-dallas-proud-to-sponsor-family-business-awards-2/) - TL Dallas are delighted to be a category sponsor for The Herald's Scottish Family Business Awards. The award ceremony takes place in Glasgow in early December and TL Dallas are giving an award for Excellence in Customer Service. http://herald-events.com/familybusiness/ - [The Herald - 9th November 2013](https://www.tldallas.com/news/polly-staveley-is-happy-to-steer-the-family-firm-home-2/) - Polly Staveley is happy to steer the family firm homeby Scott Wright, The Herald, Group Business CorrespondentIt is a voyage that began in Scotland in 1919, when its founder first became involved in marine insurance. Almost a century later, the good ship TL Dallas is moving full-steam back into the Scottish market.Polly Staveley, deputy managing - [24 Hour Emergency Telephone Numbers 2013-14](https://www.tldallas.com/news/24-hour-emergency-telephone-numbers-2013-2014-2/) - We've pulled together an updated list of our emergency telephone numbers for 2013-2014. - [My Penguathlon 2013 by Jeremy Burnham](https://www.tldallas.com/news/my-penguathlon-2013-by-jeremy-burnham-2/) - In late 2012, and after too many drinks at a friends Christmas party, I agreed to take part in my first "Penguathlon". This was to involve cycling from Leeds to Newcastle (106 miles), run the Great North Run the following day (13.1 miles) and then cycle back to Ilkley (100 miles) the next day. Oh, - [The Joshua Project Star Awards](https://www.tldallas.com/news/the-joshua-project-star-awards-2/) - One of our nominated charities for 2014, The Joshua Project, held their annual Star Awards last night and we were happy to sponsor the Triumph Over Adversity award which was won by 15 year old Brandon Davey for his commitment to overcoming a series of challenges faced in his life. The award was presented by - [Latest TL Dallas Risk Management Newsletter Spring 2014 available](https://www.tldallas.com/news/latest-tl-dallas-risk-management-newsletter-spring-2014-available-2/) - Topics covered in this issue - workplace compensation claims, IOSH Managing Safely, work at height, COSHH guidance read more here - [TL Dallas gears up for growth with hat-trick of office moves](https://www.tldallas.com/news/tl-dallas-gears-up-for-growth-with-hat-trick-of-office-moves-2/) - TL Dallas, is expanding after relocating three of its offices to new premises, which follows the successful launch of two new businesses within the group last year. - [Green Card Regulation Changes in the EU](https://www.tldallas.com/news/green-card-regulation-changes-in-the-eu/) - From 2nd August 2021, the European Commission has agreed that the UK are now able to participate in the “Green Card Free Circulation Area” (GCFCA) - all 30 European Economic Area (EEA) countries as well as Andorra, Bosnia & Herzegovina, Serbia and Switzerland - removing the need to carry physical Green Cards for all vehicles from the UK who are entering these countries. - [Season sponsor of Burley in Wharfedale Cricket Club](https://www.tldallas.com/news/season-sponsor-of-burley-in-wharfedale-cricket-club/) - We are delighted to help support a local community cricket club by sponsoring the Burley in Wharfedale Under 13’s for the 2021 season. - [We're proud to announce our North Yorkshire office launch](https://www.tldallas.com/news/were-proud-to-announce-our-north-yorkshire-office-launch/) - Leading independent insurance broking and risk management company, TL Dallas, has launched a new division. - [The TL Dallas family take on Total Warrior](https://www.tldallas.com/news/the-tl-dallas-family-take-on-total-warrior/) - We're proud of our brave team members in Bradford, who will be taking part in this year's Great Northern Mud Run for Total Warrior. In 2019, to celebrate our centenary year, we successfully raised over £100,000 for the TL Dallas Charitable Trust, supporting a number of charities close to our hearts. The pandemic has had - [Join our Trade Credit team in Yorkshire](https://www.tldallas.com/news/join-our-trade-credit-team-in-yorkshire/) - Join our Trade Credit team in Yorkshire - [Join our Glasgow Team](https://www.tldallas.com/news/join-our-glasgow-team/) - We're looking for an experienced Account Handler to join our growing Glasgow Team - [How to recognise when it's time to review your policy](https://www.tldallas.com/news/demolition-insurance/) - How to recognise when it's time to review your policy - [FCA Test Case for Business Interruption Insurance](https://www.tldallas.com/news/fca-test-case-for-business-interruption-insurance/) - Business Interruption Insurance The High Court test case and subsequent appeal involving the Financial Conduct Authority (FCA) and various insurers all concluded in November. The FCA have announced on 15th December that they do not expect the outcome of the appeal to be released until January 2021. - [TL Dallas Charity Donations for 2020](https://www.tldallas.com/news/tl-dallas-charity-donations-for-2020/) - 2020 has been a challenging year for many businesses and individuals, with many charities suffering from smaller donations and a lack of fundraising from events. As such, we've made the decision to donate the budget we usually spend on our annual calendars to local charities, chosen by our people. £7,000 will be put into the - [Concerns rise as fires in Ford Transit vans pose safety risks](https://www.tldallas.com/news/concerns-rise-as-fires-in-ford-transit-vans-pose-safety-risks/) - Our friends at QBE Insurance have alerted us to some issues they have seen with Ford Transit Vans. We thought it was serious enough to pass on to our clients, full details of which are in the article below. Good Risk Management is key to reducing losses, so if you have any of the models - [Brexit – Green Card Requirements Update](https://www.tldallas.com/news/brexit-green-card-requirements-update/) - The UK’s transition period after Brexit comes to an end on 31st December 2020. In the event there is no agreement which is increasingly likely, it is expected that there will be a legal requirement to carry a physical Green Card when driving in Europe. Please note that for clients based in Northern Ireland in - [Our people first approach reflected in employee happiness](https://www.tldallas.com/news/our-people-first-approach-reflected-in-employee-happiness/) - As a family business, we really value the happiness and safety of all our staff and we're delighted that a recent Pulse survey reflected that our employees are feeling happy and valued. Our team showed such resilience and dedication during the Coronavirus pandemic, supporting each other through the difficulties it posed. Following this, we chose - [The Corporate Insolvency and Governance Act 2020](https://www.tldallas.com/news/the-corporate-insolvency-and-governance-act-2020/) - The new Corporate Insolvency and Governance Act came into effect from the 26th June 2020. The bill introduced a Moratorium. If an application is agreed by the courts, it will allow businesses some additional time and protection from creditors when they experience financial difficulty. The main purpose of the act is to reduce the number - [Travel Insurance & Unoccupied Premises](https://www.tldallas.com/news/travel-insurance-unoccupied-premises/) - Travel Insurance: Private & Business Whilst it is great news that flights are resuming and we are approaching some sort of return to ‘normal’, the current Government advice remains unchanged, advising against all but essential international travel, other than to a list of specified countries. See official advice for England & Northern Ireland. Advice in - [A guide to opening the workplace safely](https://www.tldallas.com/news/a-guide-to-opening-the-workplace-safely/) - Following the latest advice from the Government many companies will be considering how they can safely return to work. It is important that in the rush to get back to work, the welfare of all your staff and colleagues is kept top of the list of priorities. As such we have started to compile some - [UK Government to back Trade Credit Insurance with £10bn guarantee](https://www.tldallas.com/news/uk-government-to-back-trade-credit-insurance-with-10bn-guarantee/) - “This reinsurance scheme will see the government and insurers working closely together to ensure that the vast majority of this cover remains in place” Today the government has announced a £10bn guarantee for the Trade Credit Insurance industry, allowing them to continue to support business to business trade. The guarantee is offered for an initial - [Government to guarantee Trade Credit Insurance](https://www.tldallas.com/news/government-to-guarantee-trade-credit-insurance/) - The Government has pledged to support UK businesses further through Trade Credit Insurance guarantees. Trade Credit Insurance protects businesses against the cost of their customers being unable to meet their contractual obligations because of Insolvency Default or a Political event which prevents payment. In 2018 £450 million was paid in premiums to cover £350 billion - [Coronavirus FAQs](https://www.tldallas.com/news/coronavirus-faqs/) - As a dedicated professional insurance intermediary, our role is to support our clients at every level and provide experienced advice and guidance, as well as assisting with claims on your behalf. The situation with regards claims as a result of COVID-19 is evolving daily. While some claims such as ‘travel’ are fairly clear cut, there - [Fleet and Car Insurance](https://www.tldallas.com/covid-faqs/fleet-and-car-insurance/) - Can vehicles be laid up as they are not being used? Some insurers are allowing vehicles to be laid up, and will allow return premiums when the vehicles are confirmed to be on SORN basis - please speak with us about this. My doctor self-isolated me, am I covered to drive? Yes, unless there is - [Construction Insurance](https://www.tldallas.com/covid-faqs/construction-insurance/) - Cessation of Work Exclusion or Limitation: Many policies have a “cessation of work” exclusion or limitation which will void coverage if work is stopped for a reason other than what is outlined in your policy. Other policies may allow a cessation of work for a certain time period after which, coverage is void or is reduced. - [Working from home](https://www.tldallas.com/covid-faqs/working-from-home/) - Myself and many members of the team are now working from home – do we need to let insurance companies know and what cover do I have? Insurers are committed to enabling you to continue working, and for some it does mean the need to work from home, be that you as the ‘business owner’ - [Engineering Inspection (Statutory Inspection)](https://www.tldallas.com/covid-faqs/engineering-inspection-statutory-inspection/) - Insurers are retaining their inspection service focused on essential services only. Following a definition by HSE and talks with members of SAFed, these essential services are defined to be facilities that are crucial for the treatment/research of the Coronavirus and the general infrastructure of the country. This includes: Health care settings (hospitals, GP practices and - [Unoccupied properties](https://www.tldallas.com/covid-faqs/unoccupied-properties/) - My premises are now unoccupied as we have followed Government advise to close the business or my tenants have moved out – what should I do Every insurers has a different definition of ‘unoccupied’ but in general you need to let us know if the buildings are likely to be unoccupied for a period of - [Can I have a premium break/holiday?](https://www.tldallas.com/covid-faqs/can-i-have-a-premium-break-holiday/) - Premium finance houses & insurers are being inundated with requests for payment holidays and are only considering these on a case by case basis and with significant additional information regarding your proposed plan post COVID-19 for repayment. If you would like to discuss this further please get in touch with your usual contact. - [Business Interruption Insurance](https://www.tldallas.com/covid-faqs/business-interruption-insurance/) - If the government orders my business to close because of the coronavirus, can I make a claim on my business interruption cover? The current spread of coronavirus – and the precautions being taken by the government to stop it – is completely unprecedented. Business interruption cover is designed to protect you against dangers like fires - [Travel insurance](https://www.tldallas.com/covid-faqs/travel-insurance/) - I am unable to travel due to the most recent update from the government, what should I do? You should first ask your airline or travel provider to postpone your trip or arrange a refund, this applies for both trips abroad and in the UK. Once you have done this you should look to register - [Coronavirus
Update from TL Dallas](https://www.tldallas.com/news/coronavirus-an-insurance-update/) - As of this week we are following Government advice and all TL Dallas staff are now working remotely and are available on their usual numbers / email addresses. Many of our staff are juggling childcare as well as work so may send communications outside of normal business hours, in order to continue our high levels - [The Centenary Fundraising efforts continue](https://www.tldallas.com/news/the-centenary-fundraising-efforts-continue/) - We're delighted that the fundraising efforts from our Centenary year have continued, with a further 25 local and national charities receiving a £500 donation from our employees this year. In the Shetland office, TL Dallas employees chose to support Mind Your Head and CRUK Relay for Life. Mind Your Head is a charity which positively - [CoronavirusUpdate from TL Dallas](https://www.tldallas.com/news/coronavirus-an-insurance-update-2/) - As of this week we are following Government advice and all TL Dallas staff are now working remotely and are available on their usual numbers / email addresses. Many of our staff are juggling childcare as well as work so may send communications outside of normal business hours, in order to continue our high levels - [The Value of Credit Insurance in the New Decade](https://www.tldallas.com/news/the-value-of-credit-insurance-in-the-new-decade/) - As we approached the closure of last decade and looked forward to the 20's, I posted a somewhat reflective article reviewing the levels of insolvency and predictions heading into the new year and decade, here. Now, just a few weeks into the decade and the only thing that is certain is that 2020 will come - [TL Dallas Support Stepping Stones NI](https://www.tldallas.com/news/centenary/tl-dallas-support-stepping-stones-ni/) - As a continuation of our centenary charity efforts, Gary Proctor from our Belfast office presented a cheque to local charity, Stepping Stones NI. Stepping Stones provide meaningful training to people with a learning disability so that they had greater opportunities for employment. They operate five social enterprises which include three cafes, a bespoke wedding stationery - [Will lower Brexit uncertainty lead to UK economic growth?](https://www.tldallas.com/news/will-lower-brexit-uncertainty-lead-to-uk-economic-growth/) - A recent article in Insurance Business has reported that insurance company Euler Hermes predict that the recent Conservative Party landslide victory, and consequent certainty around Brexit, will lead to higher economic growth. As such, Euler Hermes has revised its 2020 growth forecast for the UK from 0.8% to 1.0% but warns that challenges around striking - [We’re looking to the future for our people.](https://www.tldallas.com/news/were-looking-to-the-future/) - As a family business, we’ve always put our people at the heart of what we do, and as such 2020 brings an extension of our apprenticeship programme. The programme is supporting the future of our industry, by investing in talent and providing job opportunities for people in local communities. Last year we welcomed our first - [Our Shetland branch transform old office furniture into funds for charity](https://www.tldallas.com/news/our-shetland-branch-transform-old-office-furniture-into-funds-for-charity/) - Following a recent office refurbishment of the Shetland branch, staff at T L Dallas decided to advertise their old office desks, chairs, filing cabinets and safes in the name of charity, raising an amazing £360. Combined with moneys raised from staff ‘dress down’ days in recent weeks, the Shetland team were able to donate the - [The latest edition of Covered Magazine is here!](https://www.tldallas.com/news/the-latest-edition-of-covered-magazine-is-here/) - The latest edition of Covered Magazine is here, where we look back on all we achieved in our Centenary year and look to what 2020 & beyond will bring. We're delighted to announce that we not only reached, but exceeded our £100,000 fundraising target for 2019, thanks to all of your generous donations. Our chosen - [We made it to £100,000!](https://www.tldallas.com/news/we-made-it-to-100000/) - At the beginning of the year we pledged to raise £100,000 for good causes in celebration of our centenary year in the business and we're ecstatic to announce that we've now met our target. Our Centenary Ball at Rudding Park Hotel, Harrogate boosted the fundraising efforts, raising in excess of £34,000 on the night alone, - [TL Dallas hosts major broker conference](https://www.tldallas.com/news/tl-dallas-hosts-major-broker-conference/) - We were very pleased to host our friends from UNA, the independent broker alliance last week, for their 21st annual conference. More than 175 people attended the event, which was held at Oulton Hall hotel in Leeds. This year’s conference theme was “back to the future”, with a focus on looking forward to the future - [Family-owned businesses take the stage at Herald Awards, Scotland](https://www.tldallas.com/news/family-owned-businesses-take-the-stage-at-herald-awards-scotland/) - An amazing time was had by all at this year's Family Business Awards, hosted by The Herald Scotland. James Donaldson and Sons took home gold at the end of the night, receiving the outstanding contribution award. They were recognised for their entrepreneurial spirit and their ability to adapt and embrace change, leading to - [Will the value of Credit Insurance continue to rise in 2020?](https://www.tldallas.com/news/will-the-value-of-credit-insurance-continue-to-rise-in-2020/) - Whatever your perspective of 2019 is, as we approach the year end many will reflect on the challenges experienced. The levels of insolvency in the UK have increased close to those last seen in 2009. The question of Brexit and the outcome of the election continues to weigh heavily, and the uncertainty that we see - [TL Dallas Shetland office donates items to the Shetland Foodbank.](https://www.tldallas.com/news/tl-dallas-shetland-office-marked-the-24-days-of-advent-by-donating-items-to-the-shetland-foodbank/) - Shetland Foodbank has seen a dramatic increase in users compared to 2018 and children are amongst those most affected. Foodbank co-ordinator David Grieve commented 'we've seen a 58 per cent rise in food parcels, but more alarmingly a 143 per cent rise in the number of children being supported.' This increase has brought the need - [Celebrating our £100,000 fundraising endeavour with our chosen charities this Christmas](https://www.tldallas.com/news/celebrating-our-100000-fundraising-endeavour-with-our-chosen-charities-this-christmas/) - Our chosen charities across Yorkshire and beyond have been spreading their Christmas cheer thanks to the £100,000 raised through our Centenary year. Your generous donations have helped The British Heart Foundation, Candlelighters, Mind in Bradford, Sedbergh Community Foundation and more to continue to provide expert care and support throughout the festive season. The - [Football fundraiser for One In A Million.](https://www.tldallas.com/news/football-fundraiser-for-one-in-a-million/) - Our TL Dallas employees took part in One In A Million's 8th charity five-a-side football tournament this week, hosted at 5aLive, Bradford. The day saw an amazing line up of local talent from Arena Group, AWB Charlesworth Solicitors, Bermar Building, BHP LLP, Blacks Solicitors, BorgWarner, Elite Group, The Broadway Bradford, JayBee Supplies, LCF Law, Naylor Wintersgill, NPS Engineering Group, Schofield Sweeney and University of Bradford, - [Market Volatility Presents Increasing Need for Credit Insurance](https://www.tldallas.com/news/market-volatility-presents-increasing-need-for-credit-insurance/) - With the ongoing economic uncertainty of Brexit, a recent report by Atradius has found that trade credit has been steadily increasing YOY, with 45% more credit transactions for B2B sales than in 2018. Considering the surge in credit purchases and the current economic climate, Atradius predict a steep 10% increase in insolvencies this year, followed - [We're Hiring - Business Systems Manager (Acturis)](https://www.tldallas.com/news/were-hiring-business-systems-manager-acturis/) - TL Dallas is looking for an Acturis ‘Guru’, aka Business Systems Manager – Acturis This is a permanent role to join our team in Bradford; the individual will work on various Acturis projects across the group and undertake day to day system admin duties. You will work closely with the IT Department and other key departmental managers. You will have experience with Acturis and be able to present findings in creative but understandable formats, allowing you to make recommendations for future business activity. - [TL Dallas celebrates Macmillan Coffee Morning](https://www.tldallas.com/news/tl-dallas-celebrates-macmillan-coffee-morning/) - The TL Dallas team from Bradford, London and Shetland did something amazing and got involved in the Macmillan Coffee Morning on 27th September. The Bake-Off wannabes from each branch kindly donated their time to bake something delicious to raise money for this truly amazing cause. In total, the three branches raised £450 for Macmillan Cancer - [We're Hiring - Corporate Account Handler - Edinburgh Office](https://www.tldallas.com/news/were-hiring-corporate-account-handler-edinburgh-office/) - An opportunity has arisen to join TL Dallas based in our Edinburgh office. We are looking for a senior Corporate Account Handler to assist one of our Client Directors as well as having additional responsibility for growing a book of business through their own network. The individual needs to be hard working, enthusiastic and willing to promote themselves and the TL Dallas values to prospects and existing clients in a suitably professional manner. - [Market experts join TL Dallas](https://www.tldallas.com/news/market-experts-join-tl-dallas/) - TL Dallas has appointed two senior team members as it accelerates its growth in Scotland. Catherine Rooney and Scott Wright have joined the leading independent insurance broking and risk management company from AON and Jelf respectively. The pair, who have a total of more than 50 years corporate risk management experience between them, will be - [The search is on for Scotland’s finest family businesses](https://www.tldallas.com/news/the-search-is-on-for-scotlands-finest-family-businesses/) - TL Dallas is delighted to be sponsoring The Herald Scottish Family Business Awards again this year. Celebrating the huge contribution family businesses make to local communities and the wider Scottish economy, the Awards are open for entries. - [Glasgow duo raise almost £500 in sponsored cycle](https://www.tldallas.com/news/glasgow-duo-raise-almost-500-in-sponsored-cycle/) - On Sunday 8th September, Bernard Dunn and Conor Russell from our Glasgow branch donned their cycling gear and joined around 7,000 budding cyclists in the iconic challenge to travel en masse from Glasgow to Edinburgh as part of Pedal for Scotland to raise money for centenary charity, Mind In Bradford. The pedalling duo raised an - [TL Dallas attends Cyber Security Breakfast Seminar](https://www.tldallas.com/news/tl-dallas-attends-cyber-security-breakfast-seminar/) - At TL Dallas, more and more of our clients are seeking to insure their businesses against a cyber-attack. With so much technological advancement in recent years, cyber security is increasingly becoming a priority for all businesses, irrespective of their field. In recognition of this, we recently attended a cyber security breakfast seminar, hosted by TheBusinessDesk.com, - [TL Dallas Sponsors The Bradford Classic](https://www.tldallas.com/news/tl-dallas-sponsors-the-bradford-classic/) - TL Dallas were honoured to be one of the main sponsors and partners of the 15th annual Bradford Classic, taking place between 16th and 18th August. An estimated 8,000 car fanatics gathered to appreciate 115 exhibitors and their classic vehicles. The show partnered with a number of charitable organisations, raising funds and promoting health messages - [On Your Bike!](https://www.tldallas.com/news/pedal-for-scotland-fundraising-for-mind-in-bradford/) - The fundraising continues this weekend with two or our colleagues in the Glasgow office taking on Pedal for Scotland to raise funds for Mind in Bradford, as part of the TL Dallas fundraising initiative to celebrate the company's centenary year. - [Family Firms Need To Have Hard Conversations](https://www.tldallas.com/news/family-firms-need-to-have-hard-conversations/) - The Herald Scottish Family Business Breakfast saw a number of family businesses sharing their stories, offering a superb insight into some of the challenges these type of businesses face and how they combat them. You can read the full article - [Reflecting On 20 Years Of Sponsorship At Bradford City AFC](https://www.tldallas.com/news/reflecting-on-20-years-of-sponsorship-at-bradford-city-afc/) - As featured in the Telegraph & Argus, TL Dallas Group Director, Mike Martin reflects on the long-term sponsorship and the strong relationship with Bradford City AFC which will reach 20 years at the conclusion of the recently renewed agreement. Headquartered in Bradford, the sponsorship of the football club is one of local pride and support - [The Herald Family Business Breakfast is Back](https://www.tldallas.com/news/the-herald-family-business-breakfast-is-back/) - TL Dallas is delighted to be sponsoring The Herald Scottish Family Business Breakfast again this year, alongside Business Gateway, Campbell Dallas, Clydesdale Bank, Strathclyde Business School, Turcan Connell and Western Pension Solutions. The breakfast event takes place on Tuesday, August 20 at WEST on the Green, Glasgow and will see lively discussion and debate on matters affecting family businesses in Scotland. - [The Centenary Issue of Covered is here](https://www.tldallas.com/news/the-centenary-issue-of-covered-is-here/) - We are delighted to present the Centenary Edition of Covered, celebrating 100 years of insurance expertise. As 2019 marks 100 years in business for TL Dallas, we wanted to do something a little special. We are pleased to announce that we are partnering with four charities that are close to the hearts of our staff: - [TL Dallas Group Scores 20th Season as Bradford City Sponsor](https://www.tldallas.com/news/tl-dallas-group-scores-20th-season-as-bradford-city-sponsor/) - TL Dallas Group has extended its stand sponsorship with Bradford City for a further three years. The extension will see the Bradford-based business continue its sponsorship of the TL Dallas Stand until the end of the 2021/22 season. The agreement takes the firm’s sponsorship of ‘The Bradford End’ to 20 seasons and builds further upon - [Family Business Round-table Featuring TL Dallas MD, Polly Staveley](https://www.tldallas.com/news/family-business-round-table-featuring-tl-dallas-md-polly-staveley/) - Thebusinessdesk.com invited Managing Director, Polly Staveley to represent the company at a Family Business Discussion round-table at KPMG's Leeds offices. Speaking amongst representatives from notable family businesses across the north of England, Polly commented on the Northern Powerhouse, building a strong culture within a company, and the benefits of the employee share scheme, allowing more - [TL Dallas Charity Skydive 2019](https://www.tldallas.com/news/tl-dallas-charity-skydive-2019-2/) - This Friday - 12th July - a group of brave, or completely crazy, TL Dallas employees are jumping out of a plane from 14,000 ft. Risking life and limb - all in the name of charity. - [TL Dallas Shetland raises £7,260 for charity](https://www.tldallas.com/news/tl-dallas-shetland-raises-7260-for-charity/) - TL Dallas Shetland has raised £7,260 for charitable causes as part of the company’s initiative to mark 100 years of the company. Funds raised will be split between Alzheimer Scotland, the Shetland MRI Scanner Appeal and Mind Your Head, each receiving donations of £2,420. - [Daredevil MD to abseil Ripon Cathedral](https://www.tldallas.com/news/tl-dallas-charity-abseil-2019/) - As our bid to raise over £100,000 for charity in our centenary year continues, Polly Staveley, Managing Director at TL Dallas, has committed to abseiling down from 115 feet on the South West Tower of Ripon Cathedral this weekend.One way to experience rarely seen views over the city of Ripon and of course all in aid of the TL Dallas Charitable Trust. - [Taking a Leap of Faith from 14,000ft for Charity](https://www.tldallas.com/news/tl-dallas-charity-skydive-2019/) - As 2019 marks the centenary year for TL Dallas, you may be aware of the charitable initiative we launched a few years ago involving all our employees throughout the UK to raise funds for charities close to our hearts. The aim is to raise a total of over £100,000 by the end of 2019. - [Launching our Centenary charity incentive](https://www.tldallas.com/news/launching-our-centenary-charity-incentive/) - We are excited to be embarking on our centenary year in 2019, marking 100 years since Thomas Lessels Dallas OBE, an enterprising Scotsman, established the TL Dallas business in Bradford. To celebrate this landmark occasion, we are pleased to announce that we are partnering with four charities that are close to staffs’ hearts: British Heart - [Brexit Travel Guidance](https://www.tldallas.com/news/brexit-travel-guidance/) - With so much uncertainty around Brexit we wanted to provide you with some guidance around potential travel issues and I’m happy to share this Brexit travel guidance document from our insurance partners Chubb to assist. We hope this information will inform you on potential issues that may face business travellers. Of course, if you have any specific - [Charity Gospel Concert Raises Over £4,426](https://www.tldallas.com/news/charity-gospel-concert-raises-over-4426/) - Last Friday's Charity Gospel Concert raised a fantastic £2,213.42! This fund will be matched by TL Dallas meaning the charities - Alzheimer Scotland - Shetland MRI Scanner Appeal - Mind Your Head- will receive donations of around £1,475 each. Thank you to all involved for your wonderful generosity and of course the performers - North - [Takeover bids reported as Interserve bought out of administration](https://www.tldallas.com/news/takeover-bids-reported-as-interserve-bought-out-of-administration/) - Takeover bids reported as Interserve bought out of administration - read the full article in Scottish Construction Now. - [TL Dallas Group sponsors Bradford City Football Club New Year’s Day fixture](https://www.tldallas.com/news/tl-dallas-group-sponsors-bradford-city-football-club-new-years-day-fixture/) - TL Dallas Group has a long standing partnership with Bradford City Football Club so it was fantastic to kick off our centenary year celebrations by sponsoring the New Year's Day fixture against Accrington Stanley. TL Dallas staff and families, along with some clients, enjoyed a great day out in the TL Dallas Stand with a 3 - - [Interserve shares dive on rising concerns over future](https://www.tldallas.com/news/interserve-shares-dive-on-rising-concerns-over-future/) - More rather bleak news on the BBC yesterday, lets hope that some more positive outcomes result from the ongoing Brexit negotiations that will bring some sensibility and clarity that is so very important, at this point in time. Read the BBC's article - [Travel tips](https://www.tldallas.com/news/travel-tips/) - If you’re escaping for some Winter sun or planning a trip next year, here are five useful things to remember … 1. Always buy the right cover for you Don’t just look at the price of travel insurance. Make sure you buy cover that has all the protection you’ll need – such as covering any activities you might be doing, or any medical conditions you have. If you don’t, and something goes wrong, you might end up having to shoulder the cost. The Foreign & Commonwealth Office has some helpful advice about choosing the right cover here. - [Avoiding Trade Credit Fraud](https://www.tldallas.com/news/avoiding-trade-credit-fraud-2/) - It can be difficult to identify a potential fraud but there are some warning signs to look out for that can assist in avoiding and certainly reducing the negative impact this can have on a business. Losses due to fraud are not generally covered by Credit Insurance policies meaning your Insurer is not liable for this loss. However, there are some exceptional cases where we know underwriters have accepted liability, so having a policy may have added benefits! - [What Keeps Directors Awake at Night?](https://www.tldallas.com/news/what-keeps-directors-awake-at-night-3/) - Earlier this year, we partnered with Brodies LLP to discuss ‘What Keeps Directors Awake at Night?’ examining the roles, responsibilities and potential liabilities which face directors and senior staff in today’s ever-changing business environment. Topics covered included: ## Pages - [Home](https://www.tldallas.com/) - TL Dallas independent insurance broking and risk management company providing a full range of commercial, personal insurance and independent financial advice. - [Dallas Scott Davey](https://www.tldallas.com/dallas-scott-davey/) - Dallas Scott Davey offers specialist agricultural and business insurance. We offer a wide range of commercial insurance services - [Farming and agriculture insurance](https://www.tldallas.com/farming-and-agriculture-insurance/) - Specialist insurers, we offer a full range of farm, agricultural and estate specific insurance products covering buildings, farmhouses, plant, equipment, livestock, poultry, forestry, and growing crops. - [Cyber insurance](https://www.tldallas.com/cyber-insurance/) - Cyber insurance Services Commercial insurance Personal and high net worth insurances Trade credit insurance Travel insurance Health and care insurance Books and collectables insurance Farming and agriculture insurance Demolition contractor insurance Education insurance Cyber insurance Due diligence Claim consultancy Risk management Independent Financial Services International How to insure against cyber-attacks? Recent high-profile cyber-attacks on M&S - [Travel insurance](https://www.tldallas.com/travel-insurance/) - #Providing emergency medical cover, cancellation cover, and support for all types of emergencies lost passports, and theft of wallets, money, and phones. - [Careers](https://www.tldallas.com/careers/) - If you are interested in a career in insurance join our dedicated 135-strong team based across 12 offices across the UK at all levels in the insurance industry - [Contact us](https://www.tldallas.com/contact-us/) - Contact us Out of hours insurer claim contacts Click here Our Locations Name Company Telephone Email Message Send Enquiry - [International](https://www.tldallas.com/international/) - International Services Commercial insurance Personal and high net worth insurances Trade credit insurance Travel insurance Health and care insurance Books and collectables insurance Farming and agriculture insurance Demolition contractor insurance Education insurance Cyber insurance Due diligence Claim consultancy Risk management Independent Financial Services International We are delighted to have recently become members of UNIBA, a - [About TL Dallas](https://www.tldallas.com/about-tl-dallas/) - Founded over 100 years ago in 1919, we are one of the UK’s leading independent insurance broking and risk management companies, providing a full range of commercial and personal insurance services and independent financial advice. - [Independent financial services](https://www.tldallas.com/independent-financial-services/) - TL Dallas provides objective and independent financial advice to individuals, families, business owners and trustees; tailored to meet your specific needs. Working in partnership with you and other trusted professional advisers, we will help you to build your wealth, protect it and pass it on to future generations. - [Caledonia Dallas](https://www.tldallas.com/caledonia-dallas/) - Caledonia Dallas has offices in Inverness & Elgin delivering professional insurance services to individuals and businesses across the Highlands and Moray. - [Make a claim](https://www.tldallas.com/make-a-claim/) - Make a claim Dedicated claims support TL Dallas’s dedicated claims team is committed to supporting clients throughout the entire claims process. Unlike many competitors that outsource claims management, TL Dallas provides a direct and personalised service through its in-house claims specialists.The modern insurance claims landscape can be complex and difficult to navigate, with claims frequently - [Due diligence](https://www.tldallas.com/due-diligence/) - TL Dallas assists a range of invested parties with mergers, acquisitions, disposals and re-financing. - [Risk management](https://www.tldallas.com/risk-management/) - We work with you to help identify and manage risk within your business, which is essential, not only to protect your assets, but also your people, products, and customers. Furthermore, good risk management will assist in securing the most competitive and stable premiums for your business. - [Demolition contractor insurance](https://www.tldallas.com/demolition-contractor-insurance/) - Demolition contractor insurance Services Commercial insurance Personal and high net worth insurances Trade credit insurance Travel insurance Health and care insurance Books and collectables insurance Farming and agriculture insurance Demolition contractor insurance Education insurance Cyber insurance Due diligence Claim consultancy Risk management Independent Financial Services International What we do We have been working with the - [Nord Dallas](https://www.tldallas.com/nord-dallas/) - Insurance brokers, Nord Dallas in Kirkwall, offer expert and professional insurance services to businesses and individuals in the Orkney Islands. - [Out of hours insurer claim contacts](https://www.tldallas.com/out-of-hours-insurer-claim-contacts/) - Out of hours insurer claim contacts Business insurance Ageas Fleet: 0345 125 8833Property: 0345 122 3283 (Gloucester office) or 0345 415 0495 (Eastleigh) schedule confirms which office. AIG Travel: 020 7954 7000 Allianz Property: 0344 412 9988 Fleet: 0370 606 4912 AND.E New Motor Claims (policies renewed from 01/08/25): 0113 541 7528 New Motor Claims - [Health and care insurance](https://www.tldallas.com/health-and-care-insurance/) - TL Dallas are health and care insurance experts. We can provide a wide range of insurance and risk management options, covering the health and care industry. - [Northern Ireland](https://www.tldallas.com/northern-ireland/) - The team in Belfast is highly qualified and experienced across all forms of general insurance – commercial and personal. Clients range from large manufacturers, contractors and property owners to single personal households, and everything in between. - [Hard Market - What does it mean for you](https://www.tldallas.com/current-insurance-market-conditions/) - A changing insurance market in uncertain times Group Placement Manager at TL Dallas, Matt Smith, reflects on the current insurance market. The insurance market is currently undergoing a period of stabilisation after several years of significant price rises and restricted insurer appetite. Many insurers have substantial growth aspirations, which has improved the competitive landscape. As - [Dallas Wilding Drew](https://www.tldallas.com/dallas-wilding-drew/) - Dallas Wilding Drew Ltd. (DWD) opened its doors in Craven in April 2021, offering insurance for businesses in Skipton and the surrounding area. - [Trade credit insurance](https://www.tldallas.com/trade-credit-insurance/) - We arrange trade credit insurance, which covers businesses if a customer fails to pay their debts or pays later than the payment terms dictate. We also arrange bonds and insurance backed guarantees when required. - [Books and collectables insurance](https://www.tldallas.com/books-and-collectables-insurance/) - Specialist books and collectables insurance broker, Approved Provincial Booksellers Fairs Association (PBFA). Book shops, book dealers and private collectors. - [TL Dallas Cookie policy](https://www.tldallas.com/tl-dallas-cookie-policy/) - Cookie policy IntroductionCookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your Web browser to enable our systems to recognise your browser and to provide features such as personalised greetings and storage of items in your Shopping Basket between visits.The Help menu on the menu bar of most browsers will tell - [News](https://www.tldallas.com/news/) - News Fire risk warning as harvest begins during hot, dry conditions Farmers are being urged to review their fire prevention and emergency procedures as the 2026 harvest gets under way amid tinder-dry conditions, increasing incidents of Read More » Experienced insurance account executive appointed to support client growth TL Dallas has appointed experienced insurance professional - [Personal and high net worth insurances](https://www.tldallas.com/personal-insurance/) - Our dedicated teams based in Bradford and Edinburgh provide clients with a personal broking service and specialist advice on the right house, car and travel insurance policies, as well as other personal insurance needs such as holiday homes, personal accident, private boats, and much more. - [Education insurance](https://www.tldallas.com/education-insurance/) - We work closely with schools and education providers to review what insurance covers are in place, ensuring we find the right insurance solutions for your individual needs. Our brokers have been working with clients in the education sector for decades, so we know how to mitigate risk and act as trusted advisors. - [Commercial insurance](https://www.tldallas.com/commercial-insurance/) - TL Dallas is an independent commercial insurance broker that has been providing quality advice and cover for businesses of all sizes for over 100 years - [Claim consultancy](https://www.tldallas.com/claim-consultancy/) - Claims are the sharp end of our profession. Ultimately, it is only during a claim where all the work your broker has done, selecting the insurer and arranging the cover, is actually proven! At TL Dallas we have always prioritised our efforts, processes, and group structure towards ensuring that we can provide a high standard of in-house claims service for our clients. This means taking as much of the hassle away from you as we can and fighting for the best possible settlements. - [TL Dallas Terms of business](https://www.tldallas.com/tl-dallas-terms-of-business/) - Terms of business TL Dallas (City) TOBA (Commercial)V18C January 2022 Click to view TL Dallas (City) TOBA (Individual)V18I January 2022 Click to view TL Dallas & Co Ltd TOBA (Commercial)V18C January 2022 Click to view TL Dallas & Co Ltd TOBA (Individual)V18I January 2022 Click to view TL Dallas (Scotland) TOBA (Commercial)V18C January 2022 Click - [TL Dallas Forms](https://www.tldallas.com/tl-dallas-forms-2/) - Forms Personal accident & travel cover Click to View Motor claim form Click to View Household claim form Click to View Commercial property claim form Click to View CSI calculator Click to View - [Legal & regulatory](https://www.tldallas.com/legal-regulatory/) - Legal and regulatory Please Read Carefully – This website is provided by TL Dallas and the following information advises of the terms and conditions on which you may use our website. By using our website, you accept our terms and conditions and agree to abide by them. This website is intended for use by residents - [Giving back](https://www.tldallas.com/giving-back/) - Giving back Charity The TL Dallas Charitable Trust distributes funds to causes close to the hearts of our team. Supporting many smaller regional charities, as well as bigger, national charities, we have donated more than £130,000 through our trust to date.Thanks to donations from insurance companies including Ecclesiastical Insurance UK and the fundraising efforts of our - [Forms](https://www.tldallas.com/forms/) - Forms Personal accident & travel cover Click to View Motor claim form Click to View Household claim form Click to View Commercial property claim form Click to View CSI calculator Click to View - [Privacy notice](https://www.tldallas.com/privacy-notice/) - Privacy notice TL Dallas Group Ltd Privacy NoticeWe are TL Dallas Group Ltd incorporating TL Dallas & Co Ltd, TL Dallas (NI) Ltd, Dallas Wilding Drew Ltd, Dallas Scott Davey Ltd, TL Dallas Independent Financial Services Ltd, as well as non-trading subsidiaries TL Dallas (City) Ltd and TL Dallas (Scotland) Ltd. We are committed to - [Chewing the cud - an agricultural insurance brokers view.](https://www.tldallas.com/chewing-the-cud-an-agricultural-insurance-brokers-view/) - Ed Davey is a director at Dallas Scott Davey, an independent insurance broking and risk management firm based in Lincolnshire, that is part of the TL Dallas group. Dallas Scott Davey specialises in agricultural insurance. Ed said: “Agriculture has faced and risen to major challenges for hundreds of years, not least because Yeoman are generally ## Categories - [Uncategorized](https://www.tldallas.com/category/uncategorized/) - [News](https://www.tldallas.com/category/news/) - [Newsletter](https://www.tldallas.com/category/newsletter/) - [Knowledge](https://www.tldallas.com/category/knowledge/) - [Policy Type](https://www.tldallas.com/category/knowledge/policy-type/) - [Our Services](https://www.tldallas.com/category/knowledge/our-services/) - [Cyber Risks](https://www.tldallas.com/category/knowledge/policy-type/cyber-risks/) - [Employers' Liability](https://www.tldallas.com/category/knowledge/policy-type/employers-liability/) - [Motor Fleet](https://www.tldallas.com/category/knowledge/policy-type/motor-fleet/) - [Household & Contents](https://www.tldallas.com/category/knowledge/policy-type/household-contents/) - [Personal Car](https://www.tldallas.com/category/knowledge/policy-type/personal-car/) - [Business Insurance](https://www.tldallas.com/category/knowledge/our-services/business-insurance/) - [Personal Insurance](https://www.tldallas.com/category/knowledge/our-services/personal-insurance/) - [Credit Insurance](https://www.tldallas.com/category/knowledge/our-services/credit-insurance/) - [Covered - Issue 5](https://www.tldallas.com/category/newsletter/covered-issue-5/) - [Centenary](https://www.tldallas.com/category/news/centenary/) - [COVID FAQs](https://www.tldallas.com/category/covid-faqs/) - [books and collectables](https://www.tldallas.com/category/books-and-collectables/) - [financial](https://www.tldallas.com/category/financial/) - [due diligence](https://www.tldallas.com/category/due-diligence/) - [claim consultancy](https://www.tldallas.com/category/claim-consultancy/) - [demolition](https://www.tldallas.com/category/demolition/) - [giving back](https://www.tldallas.com/category/giving-back/) - [commercial](https://www.tldallas.com/category/commercial/) - [farming](https://www.tldallas.com/category/farming/) - [Agriculture](https://www.tldallas.com/category/agriculture/) - [Health and care](https://www.tldallas.com/category/health-and-care/) ## Tags - [hard market](https://www.tldallas.com/tag/hard-market/) - [hard market in insurance](https://www.tldallas.com/tag/hard-market-in-insurance/) - [BirdFlu](https://www.tldallas.com/tag/birdflu/) - [AvianInfluenza](https://www.tldallas.com/tag/avianinfluenza/) - [tradecreditinsurance](https://www.tldallas.com/tag/tradecreditinsurance/) - [DSD](https://www.tldallas.com/tag/dsd/)