Brexit – What is a Green Card and do I need one?
You may have seen recent media reports regarding the possible need for Green Cards post 29th March 2019. If the UK leaves the EU on 29th March 2019 without a Withdrawal Agreement in place, and in the absence of a specific agreement to the contrary, our customers will need to ensure they have in their possession a Green Card while driving their vehicles in the European Economic Area (EEA) and some other countries (Andorra and Switzerland). This will include motorists from the Republic of Ireland (ROI), traveling between the UK (including Northern Ireland) and any EEA state.
What are Green Cards?
Green Cards are internationally recognised insurance documents issued by insurers to their policyholders, upon request, when cover is sought for intermittent travel to countries which are not party to the EU Motor Insurance Database (MID). Green Cards are guaranteed through agreements between the motor insurers’ bureaux of individual countries, referred to as the Council of Bureaux.
All Green Card documents have the same format; green in colour, A4 sized, and list the countries for which the motorist’s insurance policy is valid. Green Cards must be a physical document and cannot – as yet – be issued or presented in an electronic format.
The good news is you don’t need to do anything… yet
A Green Card will only be required in the event of a ‘No Deal’ Brexit on or after 29th March 2019.
You are not currently required to do anything in relation to cross border travel as there is currently no requirement for policyholders to have a Green Card.
At this present time, extensive discussions are continuing between the European Commission, the UK Government and the various motor insurers’ bureaux to ensure that the UK will still be covered by current motor insurance provisions post-Brexit. If this is agreed, there will be no change impacting motorists travelling to or from the U.K.
TL Dallas are here to help, whatever the outcome
We want to assure you that we are making all the necessary arrangements with our Insurer partners to minimise any possible inconvenience to our customers that might occur if no agreement is reached between the EU and the UK.
Some of our Insurer partners are working on an on-line portal/self-service solution to help us obtain the documents quickly for you. They plan to be operationally ready prior to 29th March 2019 if it is required.
If Green Cards become necessary – how can I get one?
Most Insurance companies have by now taken steps to ensure they are in a positon to print and issue Green Cards to policyholders who require them.
In the event of the UK leaving with no-deal and if you intend to drive within the EU on or after 29 March you will need to request a Green Card from us.
If any of the following apply to you please get in touch with us immediately:
- You are using your vehicle(s) within the EU and will not return prior to 29 March 2019
- You are planning on using your vehicle(s) within the EU shortly after 29 March 2019
For any other trips after 29 March 2019, please get in touch us at least 5 working days prior to departure, providing the following details:
- Names of all drivers
- Contact telephone number
- Contact e-mail address
- Reason for Travel – Business or SD&P
- Policyholder Name
- Policy Number
- Dates of Travel
- Countries required
- Vehicle Registration Mark
- Vehicle Make & Model
- Trailer Identification Number & Type
To apply for your Green Card, simply complete a request form (available here) and return this to your usual TL Dallas contact.
You should also be aware that in the event of a no-deal, you may be required to apply for an International Driving Permit, and one permit is not necessarily universally accepted across the EU. Dependent on where you will be driving, you may require multiple permits. For the latest information, visit the Government website on this issue.
We will continue to keep you informed of developments and will issue a further communication once there are any definite rules/guidelines.
If you have any questions or need more information, please get in touch with us directly.
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